During the U.S. Presidential election we just experienced, we read and heard the words “deplorable” and “irredeemable” that were used to try to put certain people who supported a certain candidate into a separate category.
However, there is another word that comes to mind that we haven’t heard or read about in a while that held a category all of its own that no one would want to be included in if they could help it — “Uninsurable” — meaning not eligible to be insured.
For reasons such as having sinusitis, consulting for a surgery they did not have, or taking an expensive medication, in other words for having non-life threatening health conditions, people were being denied enrollment in health insurance plans in the private market. They were left with no choice but to become uninsured.
The reason for putting the term “uninsurable” out to pasture, sort to speak, is that the Affordable Care Act (originally named the Patient Protection and Affordable Care Act which was signed into law on March 23, 2010, and was fully implemented on January 1, 2014 when the marketplace exchanges began) made being an uninsurable person obsolete.
Healthcare.gov is in place and offers health insurance plan choices so people no longer have to face being an Uninsurable Person — a truly deplorable category that was a reality for some people who had pre-existing health conditions that precluded their obtaining any health insurance in the private market.
On the news tonight it was reported that over 20 million people are now enrolled in “Obamacare” — yes “Obamacare” is the Affordable Care Act! Believe it or not there are some people who still do not understand that they really are one in the same.
So, please, lets close out 2016 by not being deplorable! Lets not stand in the way of those who would become uninsurable otherwise without the ACA being in effect in 2017 and beyond.
Surely in 21st Century America it shouldn’t have to be that if you lose your job, you could lose your health insurance if you are deemed to be an uninsurable person.